Early Bird Offer

  • Save 5% off the brochure rates if your application and full payment is postmarked, faxed, e-mailed or purchased on-line by September 30, 2010.
  • Applications and full payments postmarked, faxed, e-mailed or purchased on-line after September 30, 2010 are not eligible for the 5% savings.
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  • Get A Quote OR Purchase Online Now >>>

The # 1 Choice for Snowbirds

    The Right Price - Low Rates

  • Rates are based on your age on the date you apply.
  • Annual Plan included with most Policies.
  • Rates are available for all trip durations from 9 to 365 days.
  • No age limits and very low rates for persons age 80 and over.
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    Comprehensive Coverage

  • $5 million (CDN) per person of emergency coverage.
  • Deluxe benefits - Choice of Deductibles.
  • Excellent coverage for pre-existing conditions.
  • Retiree Plans with limited lifetime maximums protected up to $100,000 (CDN).

     

  • The Best Refund Policy in Canada

  • Risk free - 100% full refund if you cancel coverage.
  • No administrative fees, no service charges and no doctor's letter.
  • Refunds provided for unused days if you have not had a claim.
  • Refunds processed the same-day your written request is received.

     

  • Service, Service, Service

  • Guarantee same-day service.
  • Fully trained agents have direct contact with the underwriters.
  • Same underwriter for over 10 years due to their exceptional claims service.
  • No charge to replace lost wallet cards, income tax receipts or policies.
  • Your policy and wallet cards will be mailed to you on the same day your application is received.

Travellers Choice Compared to the Leading Competition


Coverage
Travellers Choice
The Competition
Plan Maximum - Travellers Choice has $5 million CDN coverage per person per trip and offers deluxe benefits. - $1 million and $2 million is low and this is why some of those plans charge extra to raise the maximum.
Factors Affecting Rates
Travellers Choice
The Competition
Discounts - If you mail your application and full payment in by Sept. 30, 2010, take 5% off the brouchure rates.
-You can pay by cheque, Visa or Mastercard.
- "Claims-free" discounts make you wait years before you save.
-Some plans only accept cheques before giving a discount.
Top-up fees - Travellers Choice has no
top-up fee.
- Some plans charge an additional fee if you top-up other coverage.
Endorsements - Travellers Choice will never pay a snowbird organization to be endorsed. This helps keep rates low. - Some endorsed plans have to pay a fee to the endorsing group.
Rate Tables
Travellers Choice
The Competition
Number of rate tables - Travellers Choice has 5 rate tables that recognize variations in health. - Some plans have few tables and some healthy people pay too much.
Trip lengths - Travellers Choice allows you to only pay for the days you need. - Some plans charge the same rate for different trip lengths.
Persons age 75 and age 80 - Travellers Choice puts persons age 75 and 80 into a lower age bracket. - Some plans put persons age 75 and 80 into a higher age bracket.
Age use to determine rate - Travellers Choice lets you use your age on the date you apply. - Some plans insist you use your age on your departure date.
Customer Service
Travellers Choice
The Competition
Paying with your credit card - Travellers Choice rates are the same if you pay by cheque, Visa or Mastercard - Some plans charge 10% extra if you want to use a credit card.
Administrative fees - Travellers Choice was the first plan in Canada to eliminate all fees. - Some plans have as many as 8 different administrative fees.
Cancelling your policy - Travellers Choice has no fees and you do not need a doctor's letter. - Some plans charge a $50 fee.
- Some plans require you to obtain a doctor's letter at your expense.
Protecting your retiree plan - Travellers Choice will protect the first $100,000 of any retiree plan with a limited lifetime maximum. - Some plans only protect the first $50,000 of any retiree plan with a limited lifetime maximum.

 

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